The National Federation of Independent Businesses released a study this month called "Small Businesses and Health Insurance: One Year After Enactment of PPACA". It appears they have found that small business owners are a bit nervous...

Read the full report here.

A finding that stuck out to me was that businesses not currently offering health insurance have no incentive to start offering this benefit after the enactment of the Patient Protection and Affordable Care Act. Once again we see that government intervention in the marketplace discourages incentives for the individual and business and ends up costing everyone more money and fewer choices.

Generally when the government meddles in the private sector, it is bad news and results in limited choice. Say for instance, investing in electric cars or providing tax incentives to theme parks.